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HOPE makes it happen with affordable lending for entrepreneurs, including Black- and women-owned businesses.
With affordable, tailored financing solutions, Hope Credit Union makes success happen for thousands of entrepreneurs across the Deep South. Since 1995, we’ve provided underserved business owners with millions of dollars in financing that they would otherwise be unable to access. HOPE offers a variety of business lending options, including start-up loans, business real estate lending, and specialized programs for Black- and women-owned businesses. In fact, 64% of our small business loans have been to Black-owned businesses.
Ready to make success happen for your business? So are we.
Work with our lending team.
Request more information.
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HOPE has designed its small business loan to be a great financing solution for a range of businesses and borrowing needs.
Brighter futures begin with HOPE: We make it easy to start yours.
Connect with one of our experts at your nearest location and complete an application with a representative.
Find out how easy and affordable financing your business with Hope Credit Union can be.
We offer businesses the lowest rates available, flexible repayment terms, and generous loan amounts to reach their goals.
Entrepreneurs are as diverse as the communities they serve. We provide specialized resources to help all businesses succeed.
HOPE can help your business get the capital it needs to buy furniture, equipment, vehicles, inventory and more.
Our experienced small business lenders can find the best loan for your business and guide you through the application process.
We offer businesses the lowest rates available, flexible repayment terms, and generous loan amounts to reach their goals.
HOPE can help your business get the capital it needs to buy furniture, equipment, vehicles, inventory and more.
Entrepreneurs are as diverse as the communities they serve. We provide specialized resources to help all businesses succeed.
Our experienced small business lenders can find the best loan for your business and guide you through the application process.
The power of HOPE enables our members and their business to succeed. See how we’ve empowered their financial success—and how we can help you too.
When applying for a business loan, you will need:
• Personal credit history
• Business information, including annual revenue and the number of years in business
• Business financial statements
Other information that may be required varies with each loan. Your HOPE lender will let you know what documents are needed, and they’ll walk you through the application process step-by-step.
Once your business loan application and all related documents are submitted to HOPE’s small business lending team, you’ll receive a decision on your loan within 72 hours to 1 week.
HOPE is proud to provide financing that helps small and medium-sized businesses start, stabilize and grow. Your HOPE small business lender can match you with the right small business start-up loan to power your entrepreneurial dreams.
Your first payment is due 30 days after you receive your loan. You can find your payment due date on your closing documents and statements.
400 Arba Street
Montgomery, AL 36104
P: 334-834-7483
F: 334-834-2803
3421 McGehee Road
Montgomery, AL 36111
P: 334-604-4110
F: 334-604-4111
4000 Gray Street, Suite B
College Station, AR 72053
P: 501-490-0646
F: 501-490-0424
8411 I-30
Little Rock, AR 72209
P: 501-562-1060
F: 501-562-1027
1114 Missouri Street
West Memphis, AR 72301
P: 870-735-8398
F: 870-732-5447
1726 O. C. Haley Blvd.
New Orleans, LA 70113
P: 504-527-0688
F: 504-527-0691
1635 Elysian Fields Avenue
New Orleans, LA 70117
P: 504-635-4475
188 Porter Avenue
Biloxi, MS 39530
P: 228-374-1554
F: 228-374-3387
140 West Shaw Avenue
Drew, MS 38737
P: 662-745-0406
546 MLK Boulevard North
Greenville, MS 38701
P: 662-378-5744
120 Humphrey Street
Itta Bena, MS 38941
P: 662-254-0040
F: 662-254-0054
350 Woodrow Wilson, Suite 370B
Jackson, MS 39213
P: 601-362-8050
F: 601-713-0975
1748 University Boulevard
Jackson, MS 39204
P: 601-965-7100
F: 601-961-6780
16620 Main Street
Louisville, MS 39339
P: 662-773-3550
F: 662-773-3614
917 West Delta Avenue
Moorhead, MS 38761
P: 662-246-8855
F: 662-246-8005
134 East Peeler Avenue
Shaw, MS 38773
P: 662-754-2070
109 West Cunningham Street
Terry, MS 39170
P: 601-878-0773
F: 601-878-9468
106 East Main Street
Utica, MS 39175
P: 601-991-3336
F: 601-885-2137
470 Commerce Street
West Point, MS 39773-7993
P: 662-494-7473
F: 662-494-6886
1350 Concourse Avenue, Suite 115
Memphis, TN 38104
P: 901-354-7500
F: 901-354-7501
3048 Harvester Lane
Memphis, TN 38127
P: 901-358-4496
F: 901-358-4518
1451 Madison Avenue
Memphis, TN 38104
P: 901-721-8124
F: 901-721-8133
2923 Ridgeway Road
Memphis, TN 38115
P: 901-795-8980
F: 901-794-1872
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Disclaimers
1 All loans subject to credit approval.
2 Rate effective as of 7/27/23. Rates subject to change. Actual rates will vary based on a variety of factors including a borrower’s credit score, type of collateral, and age of collateral.
3 Not all applicants will qualify for all programs.
4 Small Business Administration (SBA) collateral and documentation requirements are subject to SBA guidelines.
